Business / Loan / Intermediaries: Non- or for-profit institutions that have specialized lending capacities. They obtain capital in the form of equity and low interest loans from a variety of sources, including foundations and other funders, to form a 'lending pool.' They then serve as 'wholesalers' who process large numbers of small loans or investments. This 'economy of scale' often allows intermediaries to be more efficient than a foundation or funder could be if it considered each investment individually. Also, intermediaries often develop expertise in a particular field or region that foundations or funders cannot afford to develop. In the context of this study, non-financial intermediaries include community foundations and financial intermediaries include credit unions, venture capital and loan funds, banks, etc.
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Business / Finance / Financial Intermediaries: Legislation that established the Office of Thrift Supervision, which was created in the wake of the savings and loan crisis of the late 1980s. MORE
Entertainment / Literature / Chthonic: Related to the dead, the grave, the underworld, or the fertility of the earth. In Greek mythology, the Greeks venerated three categories of spirits: (1) the Olympian gods, who were worshipped in publi MORE
Business / Finance / Disintermediation: A decrease in the rate of inflation. MORE