Repayment Mortgages

Business / Debt / Repayment Mortgages: A mortgage where throughout the term, regular payments are made to partly repay interest on the capital and to partly repay the capital itself (the amount of the loan). Initially the largest proportion of the repayments will be used to pay interest since the capital amount outstanding is at its highest value. Therefore over the initial years the capital will not reduce very much. However as the years proceed more and more of the monthly repayments will be applied to reducing the capital until towards the end of the term the large proportion will be paying off capital and a small proportion paying interest.
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Repayment Contract

Business / Agriculture / Repayment Contract: A contract between a water user?€™s organization and the Bureau of Reclamation by which the organization obligates itself to repay a share of the reimbursable construction and other costs (not all MORE

Repayment Mortgages

Business / Debt / Repayment Mortgages: A mortgage where throughout the term, regular payments are made to partly repay interest on the capital and to partly repay the capital itself (the amount of the loan). Initially the largest proportio MORE

Reverse-Annuity Mortgages (RAM)

Business / Finance / Reverse-Annuity Mortgages (RAM): Bank loan for an amount equal to a percentage of the appraisal value of the home. The loan is then paid to the homeowner in the form of an annuity. MORE